Bernie Cook
specialist mortgage broker

- mortgages that fit -

Don't be fooled by those promising the lowest rate as the best deal. As you will find out here, there's much more to it than that. What you do next will determine if you win - or the bank wins. Getting into a mortgage at the right price is important - you can save hundreds. Getting out of it again quickly is way more important - you can save thousands! (or lose thousands if it's done wrong)

Thought for the moment:
Look not for logic, consistency or reason in bank policy: That way lies madness.

NEWS FLASH!

I have recently been accredited by Sanderson Weir, solicitors, to provide a legal identification service for the issuing of loan documents and property conveyancing.

This allows you, the client, to have the legal work done in your own home at your own time instead of having to take time out to visit a lawyer. Costs are fixed and usually a lot cheaper than an ordinary lawyer.

Buying a home is a complex process that can prove stressful. These measures and others I have put in place help to smooth the way for my clients resulting in fewer worries.

It's Not Business -
It's Personal!

Let's face it
Unless you have a particular issue that may hurt you at the bank, you can always arrange your own home loan. I go to the same banks, so why use me?

Well, for a start...
read more...

 

video by digitalninja.co.nz experts in corporate video. Duration 1:58

Let's Get Personal.

Face to Face

With me, You're dealing with the owner of the company. A real person with real experience who meets you at your place and sorts out the perfect home loan based on YOUR situation.

Let's take the mystery out of this process.

No need to fill out complex online forms or work 0800 numbers. No need to shop all over Auckland looking for the lowest rate or biggest legal contribution.

Just contact me any way you wish at the bottom of this page and it's sorted

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Why use me? Why not go around all the banks yourself? You can do it! Here's what can happen ... click

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What do people in the industry think of me? ... click

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Sometimes cartoons can hit the mark!

GUTS OR BALLS?
We've all heard about people having guts or balls, but do you really know the difference between them?
In an effort to keep you informed, a definition of each is listed below:
GUTS - Is arriving home late after a night out with the guys, being met by your wife with a broom, and having the guts to ask: "Are you still cleaning, or are you flying somewhere?"
BALLS - Is coming home late after a night out with the guys, smelling of perfume and beer, lipstick on your collar, slapping your wife on the bottom and having the balls to say: "You're next fatty."
I hope this clears up any confusion on the definitions. Medically speaking, there is no difference in the outcome, since both ultimately result in death.

Bernie's Blog
8 July 2009
Recovery Underway?
Hidden amongst the latest statistics released this week is one important to everyone in the real estate business in Auckland. The migration flood has reversed. Net inflow is expected to be 20,000 this year, bulked up by New Zealanders returning from overseas.
read more...

Testimonials

Hi Bernie,
the move went as well as could be expected.  Unfortunately, we worked late into Friday night and missed your gig in Beachlands.  We will watch out for your next event.  We would be more than happy to pass on your details and you will be the first person we contact if our mortgage circumstances change.

Thank you again for the huge effort you put in to get us the best deal.

Hope to keep in touch.
Kind regards,
David and Christine.

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Thanks again Bernie for what you have done, and the awesome advice you given us and we are sure to stick to it, so to improve our wealth in the future....

Only wish we had of called you two years ago, but it's a lesson well learnt.....

Thanks and will talk soon..

We also could not of done this without mum and dad....And we thank them very much and will not let them down...xx

Cheers
Shane and Lisa
-------------------------------------------My husband and I want to extend a heartfelt thanks to you both for all the hard work you both did in helping us with our mortgage(s). We really appreciated the professionalism and kindness you showed us, especially when we would call you in the evenings with last minute problems and questions! You were...
read more

Tel:
09-536 4691
Hours:  
Mobile/txt:
021-510 608
6am to 10pm  
Skype Video:
Skype Me™! 7 days a week  
email: bernie@cooks.co.nz