You don't need to chase your tail to get the right solution. Humorous perhaps, but it underlines the frustration and time consuming that can happen when dealing directly with banks staffed with inexperienced, low paid employees.
You'll be much better off getting me to do the work for you - and it won't cost you anything, the banks will pay me to do it!
Right now as credit tightens and the banks make it tougher to get a loan, you need your case presented in the best possible light. You may even need your finances restructured.
Don't leave it to chance, get an expert on the job and do it right. First time.