When you deal with a bank you get only the loans that fit their criteria. You have to fit in with them. With Bernie, you have the choice of dozens of options to suit your individual situation. And I can create a solution that's unique to you. What are they?

First I need to analyse your personal position, then learn what you want to achieve over the next 3 to 5 years. Only then can I suggest a specific lender or product that will suit.

Maybe you want to pay the loan off quickly and save interest? Perhaps you never want to pay it off and use the extra money for something else? Maybe you're in a position where cash flow right now is important and things will get easier in a year or two, but it's important in your life to get that house now, not later?

Each scenario requires a different type of loan. I will quickly steer you down the right path ranging from short term loans that you can pay off quickly to deferred interest loans that are set to match your ability to pay. And you will find out the down side to any of these solutions - not just the bright side as presented by salespeople at the bank. This way, you are in control and can make informed decisions.

I can also review your insurance to make sure the right cover is in place for the right time.

Types of Loans:

20 - 30 year loans paying principal and interest
Split loans that allow you to pay off additional lump sums
Interest only loans
Partially deferred interest loans
Wholly deferred interest loans
Transferable loans
Impaired credit loans
Partial guarantee loans
Islamic loans
Reverse mortgage loans
Retired annuity loans
A combination of any of the above with multiple lenders

Good Grief! The list is endless! Thing is, there's plenty of options available to me to sort out your particular problem.

Call now for a free appointment to discuss your needs.